Welcome! My name is Michael and I am on a journey towards financial independence.
In 2018 I started my journey towards financial freedom. I was sick of selling my time for money and realised that through the power of compounding interest, I could work towards financial independence.
For me, the most important thing my money can buy is freedom for myself and my family. My ultimate goal is to build a portfolio that can cover our annual expenses - at that point, we will be truly financially independent.
I record podcast episodes and provide monthly updates on my FI progress. Join me as I discuss my journey towards financial independence and hear about the challenges and successes I have along the way.
You can also sign up to my monthly newsletter for free and receive regular updates from me to your inbox!
Thursday, 2nd March 2023
Back in July last year, I challenged myself to build a portfolio of €500k by the time I was 40. However, the time has come for me to let go of this goal. I will likely hit the €400k mark over the next couple of months, but I am on track to reduce my monthly savings from €10k a month to €5k a month by June this year. Read More
Friday, 24th March 2023
In this episode, Michael talks about how his perception of work as changed as his progress towards FI has progressed. He mentions that there is a great sense of irony that the closer he moves to early retirement, the more he is enjoying work. He talks about why this is and how work can still play an important part of your life in early retirement. Listen Now
Friday, 10th March 2023
In this episode, Michael provides insights into his thinking around how to plan for withdrawals in early retirement. He discusses the challenge of working out whether to pay down current mortgages on investment properties, or continue to buy new properties. Listen Now
Friday, 24th February 2023
In this episode, Michael asks the question, is the traditional FIRE movement dead? With so many great FIRE alternatives available now, he considers if the traditional route of work hard and retire is no longer applicable, especially in a post COVID world, where so many other income alternatives are available. Listen Now