Irish Financial Independence & Personal Finance Podcast

Life Options in a Post-FI World

Friday 25th July 2025

In this episode, Michael shares what life really looks like after reaching Financial Independence. Spoiler: it's not all hammocks and golf rounds.

From repainting rental properties and managing guilt over working less, to the emotional weight of holding a full time job post-FI, this episode explores the unexpected complexities that come once you hit your FI number - and why "freedom" sometimes brings more questions than answers.

Michael unpacks:

  • The emotional cost of being a “nice guy” landlord

  • Delegating property tasks and embracing manual labour

  • Feeling out of sync with the 9-5 life (even when it’s “flexible”)

  • The surprise guilt of working less - and still feeling overcommitted

  • The temptation and reality of buying a holiday home

  • Lessons learned from an entrepreneurial brother-in-law

  • Why retirement isn't the answer - and FIRE is more about framework than finality

Show Notes

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