March 2021 Portfolio Update
Sunday 11th April 2021
I have often moaned on the podcast that I no longer enjoy being a freelance software developer. On reflection recently, I felt this was unfair. I enjoy 80% of what I do, it was just the 20% of my work that was making me unhappy.
I decided that I was going to keep the freelancing clients that made me happy - keeping the clients that I liked working with and where I enjoyed the coding side of their projects. I decided I would stop working for any clients that either added stress, made me unhappy or the coding side just didn't bring me joy.
This resulted in me dropping around 20% of my current client base.
You wouldn't believe what happened. My productivity went through the roof, I started getting up earlier to start work and working later. I wasn't tired anymore and any ill feeling about Monday's went away very quickly. Because I was working more efficiently and turning around solutions for my existing clients, they sent me more work. Even though I had less clients, I was now busier than before.
Let's head over to the numbers for March:
Portfolio Report
| Portfolio Summary (as at 31st March 2021) | |
|---|---|
| Opening Balance | €136,460.54 |
| New Contributions | €4,000.00 |
| Portfolio Capital Gain + Income | €3,611.70 |
| Closing Balance | €144,072.24 |
Monthly Portfolio Growth Report
| Monthly Portfolio Growth Report | |
|---|---|
| Capital Gain + Dividend Income from Equities | €3,116.71 |
| Real Estate Income | €76.34 |
| Peer to Peer Lending Income | €4.99 |
| Cryptocurrency Capital Gain | €413.66 |
| Total Change | €3,611.70 |
Portfolio Breakdown
The table below shows the breakdown of my portfolio into the various asset classes:
| Portfolio Asset Breakdown (as at 31st March 2021) | ||
|---|---|---|
| Equities | €69,663.48 | 48.35% |
| Real Estate | €64,366.39 | 44.68% |
| Cryptocurrency | €1,909.34 | 1.33% |
| Peer to Peer Lending | €1,280.30 | 0.89% |
| Cash | €6,852.73 | 4.76% |
| Total | €144,072.24 | 100.00% |
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