When Is Enough, Enough? A FI Catch-Up with Tom
Monday 27th July 2026
Tom was last on the podcast in early 2024, when he shared his journey of going all in on property as a route towards financial independence. In this episode, Michael catches up with Tom to hear what has changed, how his portfolio and FI plans have progressed, and whether his definition of financial independence has evolved along the way.
The conversation then turns to one of the most difficult questions on the FI journey: when is enough, enough?
At what point have we built a portfolio that is genuinely sufficient? When should we stop focusing so heavily on accumulating more wealth and start putting more of our time, energy and attention into actually living?
Michael and Tom discuss the temptation to keep moving the goalposts, the difference between financial security and endless accumulation, and the importance of understanding what all this wealth-building is ultimately for.
Are you building wealth so you can live your best life now - or simply creating a future inheritance tax problem for your children?
This is an informal and honest conversation about property, financial independence, defining enough and learning when it might finally be time to take your foot off the accelerator.
Show Notes
Tom's first podcast episode:
https://www.firepodcast.ie/the-gen-z-fire-blue-print
Subscribe to the Irish FIRE Newsletter:
https://www.firepodcast.ie/newsletter
This episode has been sponsored by KennCo Insurance. KennCo Underwriting Ltd T/A KennCo Insurance is regulated by The Central Bank of Ireland.
This episode has also been sponsored by Moneycube. Moneycube is regulated by The Central Bank of Ireland.
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