All Blog Articles
June 2021 Portfolio Update
Sunday, 4th July 2021
One of the reasons that I love to share my own FI journey, is that I get feedback from you guys - those who are following my story! Last month was a great example of this. I made the comment that I thought I was going to need a portfolio of around €1 million in today’s money to retire comfortably and it didn’t take long to get feedback that this was likely too high!
Read MoreMay 2021 Portfolio Update
Monday, 7th June 2021
I recently podcasted about The Barista FIRE approach. Being self employed and being able to utilise a Director’s Pensions (where I can put over half my salary into it each year), means that this approach is likely the fastest way for me to become FI in Ireland. While this is great in principle, there are a couple of considerations I didn’t fully factor in, until I sat down and tried to forecast how that would look in 18 years time.
Read MoreApril 2021 Portfolio Update
Monday, 3rd May 2021
April marks three years since we made our first major investment and assuming we continue to put in €4,500 a month, we are on track to be financially independent within 5 and a half years (and assuming a 7% annual return).
Read MoreMarch 2021 Portfolio Update
Sunday, 11th April 2021
I mentioned last month that the passive income for February was likely an outlier, and this has proven to be true. I learned first hand that passive income isn't something that can truly be relied on long term. March was a month of changes, and in the end, it was a good month overall.
Read MoreFebruary 2021 Portfolio Update
Thursday, 4th March 2021
February saw a record month for my passive income and I technically was FI from my portfolio + passive into in February. While this is obviously great news, I'm not getting the party hats out just yet - as passive income can also be quiet volatile, and I think February was a bit of an outlier.
Read MoreJanuary 2021 Portfolio Update
Thursday, 4th February 2021
From 2021 I will be providing monthly updates on the portfolio and passive income. Get a full update on my portfolio and passive income for January 2021.
Read MoreA Guide to Getting the Support You Need as a Solopreneur
Tuesday, 26th November 2019
Solopreneurship is one of the most attractive ways of achieving financial independence and work-life balance. You get to choose your own hours and be your own boss, with your success and income limited only by what you can achieve. However, going at it alone means taking on a huge amount of work. What they don’t often tell you is that most successful solopreneurs know how to look for support, whether it be in the form of tech or other people, in order to focus their efforts on what they do best.
Read MoreTailoring your FIRE journey to your lifestyle
Saturday, 19th October 2019
There’s no denying that the FIRE movement is gaining popularity around the world, but it’s important to keep in mind that what works in one country, may not work for them all. Here are a few tips to apply your FIRE journey in Ireland to your lifestyle.
Read MoreHow you can teach your kids about finances
Wednesday, 10th July 2019
As an entrepreneur and a father of three, I’m always thinking about how I can teach my kids how money and the business world works. At ages two, five, and eight, some might say that it’s too early to teach kids about money, but it’s actually never too early to plant seeds which will help them be more financially savvy than their peers. This article highlights a few ways to help your kids learn about financial independence.
Read MoreHow to take your first step into the investing world
Tuesday, 25th June 2019
Taking your first step into the investing world isn’t going to be as difficult as you might think. I would definitely recommend the peer to peer investing world as a great place to start.
Read MoreThink with your head, not your heart: taking the emotion out of home ownership
Tuesday, 18th June 2019
Buying a house can be such an emotional decision. Too often, we forget to see the bigger picture – that this is actually going to cost money each month for a very, very long time. Too often we’re quick to make decisions about property for emotional reasons and we don't always factor in those financial reasons. If you’re going to achieve financial independence, the type of house that you’re living in will have a major impact on that. So if you’re looking for housing or trying to get on the property ladder, or if you’re on the ladder and considering an upgrade, then try and think with your head, as well as your heart.
Read MoreMy Financial Independence Interview with Paddy Delaney
Friday, 10th May 2019
I was fortunate enough recently to appear on a podcast interview with Paddy Delaney from Informed Decisions - Ireland’s #1 personal financial blog. I’ve been a long time follower of Paddy’s advise, so it was a real privilege to appear on his show.
Read MoreReview of my first full year of investing - 2018
Thursday, 25th April 2019
This article is going to look back on the last 12 months and share my investing experience. Investing should be simple, but when it's your first time around it seems so much more complicated.
Read MoreStop trying to pay your mortgage off faster
Tuesday, 20th November 2018
Recently, I spoke to a friend who had been to an event focusing on tips to help pay off your mortgage earlier. The first thing I thought was, why would you want to worry about paying off your mortgage faster? Read about why I think your better to invest the extra cash.
Read MoreWhat's so scary about investing?
Sunday, 4th November 2018
Are you afraid to start investing? This article takes a look at what it takes to make that initial investment and take the leap to become an investor.
Read MoreHow to start off on the financial independence journey?
Sunday, 21st October 2018
It might sound like a crazy idea to think that you could stop working for money (e.g having a job) in a few years. But the truth is, it isn't as hard as you might think! Being financially independent is all about controlling your monthly cash flow – how much passive income you have coming in verses the expenses you have going out.
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